Citi announced that it now has a no-annual fee credit card called the Citi Rewards+. This card is an excellent perk credit card. You get what they call “Thank You” points. These are racked up when you spend at a gas station, grocery store and more.

Now for every purchase, they try to give even more points. This approach is likely to encourage consumers who don’t spend a lot to get this rewards card and use it for even small purchases.

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