A strong credit score is a commodity you’ll want to hold onto – after all, that three-digit number tells potential creditors a lot about your financial health. However, you may be unwittingly harming your score with these ten common mistakes. Image via Flickr/Brennan Clark Continue to original source.
Your credit score influences much of your financial health, and it’s important to understand where you stand. But are all credit scores created equal? Actually, you may be surprised to find that they are not. Image via Flickr/Mike Lawrence Continue to original source.
These days, applying for credit cards online is fast and easy – and approval or denial is instant, as well. Some of these instant approval credit card offers are targeted toward the needs of senior citizens, but are they a good idea? Read on to learn the pros…
Credit card debt can become a huge drain on your personal finances, especially with multiple card balances in play. Debt consolidation offers one option to manage this debt, but many consumers don’t know where to begin. Take a look at the following guidance to learn whether consolidation may…
If you’re disputing a credit card charge, you need to have everything you can in order to backup your claim. That way, the credit card company won’t dismiss you. Plus, you just want to have the evidence for your own records as well. Here’s what you’ll need: Emails,…
Citi announced that it now has a no-annual fee credit card called the Citi Rewards+. This card is an excellent perk credit card. You get what they call “Thank You” points. These are racked up when you spend at a gas station, grocery store and more. Now for…
How much do you know about what’s in your credit report? Many people may be aware of their score, but there are components that affect your score. When you decide to take a look at your credit report summary, here are 5 things you can expect: Your payment…
Have you ever seen something incorrect on your credit report that was hard to get resolved? For many years, consumers have struggled to correct erroneous information on their credit report because of all the red tape put into place by the credit reporting bureaus. But, there is good…
There are many factors that make up your credit score. There’s the payment history, inquiries and the type of credit that you have. Also, on your credit report is your amount of new credit. If you have new credit on your report, it will show up and makes…
As your kid gets older, you may decide to share a credit card with them so they can get the things that they need or want when they aren’t around you. This can be a good thing if you teach them about responsibility. It can be a not…
